Connect.
Official public records brought together for each building.
HONG KONG / OUR STARTING POINT
TARA LIGHTHOUSE
Every building’s risks,visible andactionable.
Property risk intelligence for banks and insurers. Official records. Connected signals. A clear next step.
26,000+
Hong Kong private residential
buildings on record
ONE CONNECTED VIEW
AVAILABLE NOWThe Building Health Record
Address-list evaluation
Risk changes.
Your view should, too.
An unseen change can mean a misvalued loan or a mispriced policy.
Ageing structures, climate threats and unresolved compliance issues can affect the assets behind loans and insurance policies. Lighthouse brings the evidence into view.
ILLUSTRATIVE EXAMPLE
A repair order is issued.
The signal is missed.
The risk becomes a loss.
One building.
One connected risk picture.
Official building records and risk signals, brought together in one Building Health Record. See what needs attention, review the evidence and consider the next step.
TARA LIGHTHOUSE4,000 buildings.
Three flagged for review.
From a portfolio to the buildings
that need a closer look.
BUILDINGS FOR REVIEW03
Select a building to explore
Building Health Record
REVIEW SUGGESTEDExample Tower A
Building age50+ years
Physical exposureCoastal exposure
ComplianceRepair order outstanding for 3 years
Your team reviews the evidence and makes the decision.
Illustrative example, not actual results. Interface shown is a design concept. Change alerts are in development.
Review.
Risk signals with supporting evidence your team can check.
Act.
Suggested next steps based on your team’s rules and judgement.
See the signals.
Understand the exposure.
Physical & Climate
- Ageing buildings
- Flooding and heavy rain
- Slopes and landslides
- Structural defects
- Extreme heat
- Rising sea levels
Compliance & Management
- Unresolved repair orders
- Unauthorised works
- Overdue inspections
- Drainage defects
- Weak building management
- Fire safety
Financial exposure
- Misvalued collateral
- Mispriced policies
- Thin loan-loss provisions
- Lower recovery
- Under-insurance
A signal, not a verdict.
We suggest the next steps. Your team makes the decision.
Know the buildings
behind your decisions.
Starting with the institutions
that carry property risk.
01 / INSURERSFor insurers.
Discuss your portfolioReview building risk information when considering policy renewals and pricing.
02 / BANKSFor banks.
Discuss your portfolioReview the buildings behind your loans and identify those that need a closer look.
ReinsurersBuilding-level risk across the portfolios you cover.
Owners & managersNEXT
Address-list evaluation
Contact our teamChange alerts
Designed to show what changed before the next review.
Integration with your own data
Integration with your organisation’s own data.
Evidence informs. People decide.
TARA Ratings is an independent building-level risk intelligence and technology company. We do not lend, underwrite or sell the next step. Our focus is the quality of the information behind your decision.
Meet TARA06 / INSTITUTIONAL ENQUIRIES
Your buildings.
A clearer picture.
See what TARA Lighthouse could bring to your portfolio.
enquiries@tararatings.com